Enjoy Easy Payment Transactions

With Various ATM Bersama Services

Easy Transfer to Any Bank in Indonesia

with the ATM Bersama Network

ATM Bersama Connected with More

From 80,000 ATM Machines Across Indonesia

Qurban Blessings with Bank Muamalat

LinkAja Top Up Free of Admin Fee Through DIN Muamalat

HAPPY SEPTEMBER! For you XL Service users

Trend Digital Banking, Good or Bad? 

5 Tips for Safe Online Transactions 

How to Read QRIS?

Find a list of bank codes that are members of the ATM Bersama network Here

Most Frequently Searched

Find Bank Codes Here

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Enjoy various transaction facilities from the services provided

Bersama becomes part of Indonesia's digital payment ecosystem

Gabung menjadi anggota ATM Bersama

Interbank Transfer

Transaction Steps

Check your balance securely at ATM terminals of other banks with ATM Bersama logo.

BALANCE CHECK

Balance check

Withdraw cash safely at another bank's ATM terminal bearing the ATM Bersama logo.

CASH WITHDRAWAL

Cash withdrawal

Cardless Cash withdrawal is more convenient at ATM of other banks with ATM Bersama Cardless Withdrawal logo.

CARDLESS CASH WITHDRAWAL FEATURES

Cardless Cash Withdrawal

You can withdraw cash in Malaysia and Saudi Arabia at competitive rates.

CROSS BORDER FEATURE

Cross Border

ATM Bersama

Scan QRIS printed on merchants easily.

Merchant Presented Mode (QRIS MPM) Features

Merchant Presented Mode (QRIS MPM)

Pay QRIS easily by showing your QRIS to the merchant.

Customer Presented Mode  (QRIS CPM) Features

Customer Presented Mode  (QRIS CPM)

QRIS transactions remain easy even from home.

Without Face to Face (QRIS TTM) Features

Without Face to Face (QRIS TTM)

Transfer balances between QRIS PJP easily and safely.

QRIS Completed - QRIS Transfer Features

QRIS Completed - QRIS Transfer

QRIS users can cash out electronic money balances. Users only need to visit QRIS merchants that accept QRIS cash withdrawals.

QRIS Completed - QRIS Cash Withdrawal Features

QRIS Completed - QRIS Cash Withdrawal

QRIS users can cash in to electronic money balances. Users simply go to QRIS merchants who can accept QRIS cash deposits.

QRIS Completed - QRIS Cash Deposit Features

QRIS Completed - QRIS Cash Deposit

With QRIS Cross Border, QRIS users can make payment transactions abroad by simply scanning the QR Code of the country using applications commonly used in Indonesia. In addition, QRIS Cross Border can also be used by tourists when visiting Indonesia.

QRIS Cross Border Features

QRIS Cross Border

ATM Bersama QR

Transactions using a GPN debit card are easier with any EDC with the GPN logo.

GPN Debit Features

GPN Debit

Enjoy the convenience of the services provided.
<a href="https://www.atmbersama.com/services/merchants">Find the list of GPN Online Debit Merchants list now!</a>

DEBIT ONLINE GPN FEATURES

Online shopping is safer and more convenient with a GPN debit card at the following merchants!

Enjoy Easy Payment Transactions

With Various ATM Bersama Services

Promo

Qurban Blessings with Bank Muamalat

Qurban Blessings with Bank Muamalat

LinkAja Top Up Free of Admin Fee Through DIN Muamalat

LinkAja Top Up Free of Admin Fee Through DIN Muamalat

HAPPY SEPTEMBER! For you XL Service users

HAPPY SEPTEMBER! For you XL Service users

Transaction step

News

Trend Digital Banking, Good or Bad?

5 Tips for Safe Online Transactions

How to Read QRIS?

Trend Digital Banking, Good or Bad?

5 Tips for Safe Online Transactions

How to Read QRIS?